Terms & conditions

Medprofinance.com.au

This website with URL address medprofinance.com.au is owned and operated by Medpro Finance Corporation Pty Ltd (ABN 42 630 454 992), also referred to as ‘Medpro’, ‘Medpro Finance’, ‘us’, ‘our’ or ‘we’.

The term ‘you’ or ‘your’ refers to the website user.

Should you continue to use this website, you expressly agree to comply with and be bound by the below terms and conditions of use, as varied from time to time. You further agree that you understand these terms and conditions together with our Privacy Policy which, together but without limitation, govern Medpro’s relationship with you in connection with this website.

Should you not agree with any of these terms and conditions, please do not use our website.

Your use of this website is subject to the following terms and conditions:

Limited License and Acknowledgement

1. The content of this website is for your general information and use only. It is subject to change without prior notice.
2. You agree it is your responsibility to keep promptly informed of changes to these terms and conditions and comply accordingly.
3. This website may use cookies to monitor browsing preferences. If you allow cookies to be used, the following personal information may be stored by us (without limitation) for use by third parties: name, address, phone number, email address, business name. Neither we nor any third parties provide any warranty or guarantee as to the performance, accuracy, timeliness, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You hereby acknowledge that such information and materials may contain mistakes, inaccuracies or errors and we expressly exclude any liability in respect of any sole or constituent reliance of such information. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

Customer Portal

4. The Customer Portal is a unique tool for the purposes of relaying account information to you in an expedited manner. This tool can also be used to assist in resolving your queries by offering you an alternative and easy to access platform, where you can get in contact with our team.
5. You acknowledge and agree that the information displayed on the Customer Portal may not be relied upon as an absolute source of truth. Your Customer Portal may not reflect updated balances available and may display information from the previous business day.
6. In the event of a data transfer issue or similar occurrence, the Customer Portal may not match the live system. Cut off times for withdrawal requests will generally be the same each day, however, transfer times will be contingent on whether the payment is RTGS or non-RTGS.

Intellectual Property

7. All materials used on this website or as part of the online services are subject to copyright, trademark or other intellectual property rights that are owned or licensed by us. You may only access and use these materials for non-commercial or personal use.
8. You may not modify, reproduce, publicly display, transfer, retain, distribute, or use the materials for any purposes. Medpro reserves the right to take action in respect of any unauthorised use or sale of any material contained in this website.
9. This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the content, design, layout, appearance, look and graphics of the website. Any reproduction of the website’s material is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
10. All trademarks reproduced in this website, which are not the property of, or licensed to us, are acknowledged on the website.
11. Unauthorised use of this website may be a criminal offence and/or give rise to a claim for damages.

Disclaimer

12. Subject to any applicable provisions of the Competition and Consumer Act 2010 (Cth), which cannot be modified or excluded, this Site, the information and materials on this Site, are provided “as is” without any warranties, express or implied, including but not limited to warranties of merchantability, non-infringement, or fitness for a particular purpose.
13. This website may also, on occasion, include links to other websites which are not controlled by us. These links are provided for your convenience to provide you with further information. You acknowledge that they are used at your own risk. They do not signify that we recommend or endorse the websites. We have no control over the nature, content and availability of those websites.

Jurisdiction

14. Your use of this website and any dispute arising out of your use of it is subject to the laws of the Commonwealth of Australia and the laws of NSW without regard to conflict of law principles.
15. This Site is controlled and operated within Australia, and we make no representations that its content is appropriate outside this jurisdiction. Accessing the Site from other locations is undertaken at your own risk, and you are responsible for compliance with all local laws.
16. If for any reason a court of competent jurisdiction finds any provision or portion thereof, to be unenforceable, it shall be enforced to the maximum extent permitted, so as to reflect the intent of the terms and conditions and any agreement that relies on the terms and conditions.
17. You may only use the website for lawful purposes and in a manner consistent with the nature and purpose of the website.
18. These terms and conditions do not relate to your use of any product or service described on our website unless otherwise agreed. You must refer to the individual warranty relevant to any particular product or service.
19. These terms and conditions may be amended from time to time. Your continued use of our website following any such amendments will be deemed to be confirmation that you accept those amendments.

Indemnity

20. You indemnify us from and against all claims, suits, demands, actions, liabilities, costs and expenses (including legal costs and expenses on a full indemnity basis) resulting from your use of the website.
21. In no event will we be liable for any loss, damage, cost or expense including legal costs and expenses (whether direct or indirect) incurred by you in connection with the use of this website.
22. Every effort is made to keep the website up and running smoothly. However, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
23. Medpro does not accept any liability for, and you agree to indemnify Medpro in respect of, any unauthorised use of information, including sensitive personal information, provided on this website to the extent of any existing obligations at law.
24. These terms and conditions must be read in conjunction with any other formally issued loan document, including but not limited to any term sheet, lender mandate or loan offer subject to legal documentation.
25. The materials on this Site may contain typographical errors or inaccuracies. We do not warrant the accuracy, reliability, or completeness of the materials, opinions, statements, or information displayed or distributed through the site. You acknowledge that any reliance on such information is at your own risk.
26. Medpro reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the site. Medpro may make any other changes to the site, the materials and the products, programs, services or prices (if any) described in the site at any time without notice.
Third-Party Sites
27. This Site may contain links to third-party websites for your convenience. We do not endorse or make any representations about third-party sites, as they are operated by independent entities, nor are we responsible for their content, security, or privacy policies.
28. Links do not imply that Medpro sponsors, endorses, is affiliated or associated with, or is legally authorised to use any trademark, trade name, logo, or copyright symbol displayed in or accessible through the links. Accessing third-party sites is undertaken at your own risk.

User-Provided Information

29. By providing sensitive personal information or materials to Medpro at any time, you are agreeing to grant Medpro unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, transmit and distribute such information and materials, and you further agree that Medpro is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to Medpro.
30. You further recognise that Medpro does not want you to, and you warrant that you shall not, provide any information or materials to Medpro that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another.

Mobile Application Users

31. If you are accessing this Site via a mobile application, you acknowledge that availability and performance may be affected by your network provider. We are not responsible for service interruptions, security issues, transmission failures, transaction delays and failures, or data loss associated with mobile access.
Privacy
32. These terms and conditions also include our Privacy Policy that can be accessed here.

By using this Site, you acknowledge and agree to these Terms and Conditions of Use.

All rights are reserved.
Medpro Finance Corporation Pty Ltd (ABN 42 630 454 992).